LENDERS
Click on the respective logo to learn more about each company and its offerings.
Check out this "At a Glance" matrix of loan programs and descriptions of the major loan types.
APGFCU Home Loans
APG Federal Credit Union is a unique, not-for-profit financial cooperative with one mission: to help our members build their wealth. If you live, work, worship, volunteer or go to school in Harford and Cecil counties you can be a member.
Programs Offered: FHA, USDA, VA, Maryland Mortgage
Specialty Loan Programs: Home Ready, Federal Home Loan - Affordable Housing/Community Partners
Contact: Dan Wetzel / dwetzel@apgfcu.com / 443-257-6610
Academy Mortgage Corporation
At Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives.
Programs Offered: Conventional, FHA, VA, USDA, Maryland Bond
Contact: Laura L'Italien / laura.litalien@academymortgage.com / 302-690-4861
Atlantic Coast Mortgage
Founded in 2011 by seasoned mortgage professionals, Atlantic Coast Mortgage was created to offer a better solution for homebuyers. Our innovative approach is based on a commitment to reimagining and reshaping an industry that has become faceless and complacent.
Programs Offered: FHA, VA, Conventional, USDA., MMP, Conventional Quick 12 day close, Bridge Loans
Contact: Kristin Deems / kdeems@acmllc.com / 410-490-6125
Programs Offered: MMP, DSH, VA, FHA, USDA, Conventional 3 and 5%.
Contact: Matt Goudeaux / mgoudeaux@mainstreethl.com / 302-293-2801
Caliber Home Loans
Our vision is simple; to put you on a successful path to homeownership. Caliber’s user-friendly technology and the professional guidance of our Loan Consultants create a smooth route to homeownership. As the future unfolds, we are preparing to help you own every dream – your home and much more.
Programs Offered: FHA, VA, USDA Guaranteed, Renovation Loans, FHA 203K, Fannie Mae Homestyle, MMP, DSHA, Jumbo Financing Conforming, Conventional 3%.
Contact: Alex Szep / alex.szep@caliberhomeloans.com / 302-545-2249
Fairway Independent Mortgage Corporation
Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan with great rates, terms and costs to meet your specific needs.
Programs Offered: DSHA, MMP, 3-2-1 Go (fully underwritten w/commitment), Lender paid PMI (piggy back loan), VA, FHA, USDA
Contact: Tracie Baichi / tracieb@fairwaymc.com / 302-312-1866
Fulton Mortgage Company
Since Fulton Bank opened its doors in 1882, we have strived to deliver the best banking experience for our customers. Our focus on customers has allowed us to grow along with you. Today, as part of Fulton Financial Corporation, a $24.6 billion financial services holding company, Fulton Bank offers a broad array of financial products and services in Pennsylvania, New Jersey, Maryland, Delaware, and Virginia.
Programs Offered: FHA, VA, USDA, FNMA/FHLMC, Conventional, State B FHA, State Bond for MD-PA-DE-NJ, 5% Construction/Perm
Contact: Ronald Boyd / rboyd@fultonmortgagecompany.com / 443-350-1894
MidAtlantic Farm Credit
At Farm Credit, we’ve got over 100 years of experience serving rural America. And because we’re a cooperative, your success means our success. That’s why we’re more than just your lender; we’re your partner. We farm, home, and land loans.
Programs Offered: FHA, VA, USDA Guaranteed, Conventional 3% for AG
Contact: Geoff Delamater / g.delamater@mafc.com / 443-974-2113
Maryland Mutual Mortgage
Maryland Mutual Mortgage is a local mortgage lender with years of experience working with borrowers looking to purchase a new home or refinance their existing home. We look at each of our clients and their financial situations as individuals, allowing our team to find mortgage solutions to fit their specific needs. Our staff consists of federally registered mortgage professionals who offer competitive rates and a level of personal service that every borrower looks for. Whether you are a first-time home buyer, refinancing your current loan, or consolidating debt, our highly experienced team of mortgage professionals can help you every step of the way!
Programs Offered: FHA, USDA, VA, Conventional, Jumbo, Grant Programs, MMP, Bank of Atlanta, First Time Homebuying
Contact: Corey Anderson / canderson@mdmutual.com / 443-807-9788
Meridian Bank - Mortgage Center
Since our founding in 2004, we have embraced an entrepreneurial mindset and innovative approach, which has led to a better customer experience and tremendous growth for the bank. Meridian is expanding across Pennsylvania, New Jersey, Delaware and Maryland, hiring the best and the brightest, and improving our products and services to better serve you.
Programs Offered: Direct to Fannie Mae, Direct endorsement lender for FHA and VA, USDA, Jumbo Loans, Conventional 3%, 100% FHA via Chenoa Program, Renovation Loans for 203K FHA and Homestyle Conventional Renovation Loan, Lot Loans, Construction Loans, Federal Home Loan Bank Grants, PA Housing Finance Agency Program, MMP, Credit Report Counseling.
Contact: David Wengernuk / dwengernuk@meridianbanker.com / 410-279-8003
Mid Atlantic Mortgage Girl
At Mid-Atlantic Mortgage Girl, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.
Programs Offered: FHA, VA, USDA Guaranteed, DPA Advantage (2% or 3-1/2% true grant), One time close construction
Contact: Jenel Davis / jenel@midatlanticmortgagegirl.com / 302-275-1876
Nations Lending
Founded in 2003, Nations Lending has a long history of helping families achieve their dream of homeownership. We take great pride in not just closing a loan, but finding a custom tailored financial solution for each client we interact with. We look at each customers needs objectively, and we recognize that the needs of each client may be different. We believe that the relationship, and the trust we build with our clients sets us apart from the typical “one size fits all loan factory”.
Programs Offered: FHA, MMP, VA, Conventional, USDA
Contact: Casey Holland / casey.holland@nationslending.com / 410-920-9067
Nationwide Mortgage Bankers
Nationwide Mortgage Bankers Inc. was founded with the belief that achieving the American Dream of homeownership should be a straightforward and stress free process. We strongly believe that the best way to service our clients is not only to educate them on their home financing options but to also provide the best possible service, advice as well as market and product knowledge. Whether you’re buying your first home, an investment property, or refinancing your current mortgage, we would love the opportunity to serve you and earn your trust.
Programs Offered: USDA, VA, FHA, Conventional
Contact: Jeff Brockell / jbrockell@nmbnow.com / 443-466-6150
Prime Lending
At the heart of your PrimeLending experience is a personal relationship with a home loan expert who will guide you through each step of the mortgage process. In fact, our entire team of more than 2,500 passionate employees located throughout the United States are focused on helping to turn your homeownership goals into a reality.
Programs Offered: USDA, VA, FHA, Conventional Home Ready, Conventional Home One, MMP, Conventional
Contact: Marti Trainor / mtrainor@primelending.com / 443-350-5152
Residential Mortgage Services
Since 1991 home owners have turned to the home financing professionals at Residential Mortgage Services, Inc. (RMS) to make the "last mile" of home ownership as simple and straightforward as possible. From helping prepare your initial paperwork through settlement on the home of your dreams, you can trust that RMS has you covered. RMS is an independent, privately held and direct lender of residential mortgage products, and our loan officers have direct access to a full spectrum of integrated loan processing, underwriting and direct lending services – all under one roof.
Programs Offered: USDA, FHA, VA, Conventional/Jumbo/Non-Conforming, Home Ready and Home Possibler Conventional 3% down, Construction to Perm, Second Home, Investment, FHA 203K, Renovation, Homestyle
Contact: Kim Pettitt / kim.pettitt@rmsmortgage.com / 443-350-2196