REALTORS® United in Support of Home Ownership

Homebuying Process

Transforming the process from a complex transaction to a straightforward one.

Buying a home is one of the most exciting--and complex--transactions of your life. While there are some individuals who will have a different process due to individual circumstances, learn here about the 15 steps in the typical home buying process.

Maryland Mortgage Information Kit

Making Home Ownership Affordable

The Maryland Mortgage Program (MMP) provides 30-year fixed-rate home loans to eligible homebuyers purchasing in Maryland. Loan terms are competitive with other home loan products on the market, but what makes MMP unique is the range of associated financial incentives and other assistance that, for many homebuyers, means the difference between being able to purchase and continuing to rent. To download the brochure, click on the image.

Fact Sheet - 30 Year Purchase Loans

Maryland Mortgage Program

This fact sheet contains standard Maryland Mortgage Program requirements, which apply generally for MMP purchase loans. See individual fact sheets shown on flyer that can be downloaded - click on image.

Down Payment & Closing Cost Assistance

Maryland Mortgage Program

The costs of down payment and settlement can overwhelm first-time homebuyers and is listed as the number one barrier to homeownership. The Maryland Mortgage Program provides help in the form of Down Payment Assistance, as well as a range of Partner Match programs from employers, developers and community organizations that can help borrowers cover these down payment and closing costs. These programs may make it possible for first-time homebuyers to afford a mortgage when they would not be able to do so the conventional way. For more information and to download the flyer, click on the image.